VA loan
1 of 47
VA loan

5820 Fitzhugh St, Burke, VA 22015

6 beds · 5 baths · 5,535 sqft

Wow! You have to see this stunning home! A true gem tucked away in the sought-after neighborhood of Homewood, this one-of-a-kind home offers an exceptional opportunity for multigenerational living, with a rare main level primary bedroom and additional primary bedroom upstairs. Experience the ultimate in luxury and comfort with an amazing in-ground pool and gorgeously landscaped outdoor space on nearly one acre of land. From the moment you step onto the idyllic front porch, you’ll be captivated by the home’s elegant charm and exceptional craftsmanship. Once inside, you’ll discover a magnificent home that is much more expansive than it appears! The main level showcases an open floorplan with gleaming refinished hardwood floors, fresh paint, recessed lighting, and abundant natural light. Both the formal living room and dining rooms are adorned with large picture windows and elegant crown and chair rail molding. The on-trend kitchen has been recently updated with two-tone cabinets, sleek granite countertops, and stainless steel appliances, including a brand new double oven and gas range. The peninsula breakfast bar opens the space directly into the sunroom, where built-in bookshelves, a gas fireplace, and a wall of windows create a warm, inviting atmosphere. On this side of the home, discover the rare and luxurious main level primary bedroom, with a sophisticated tray ceiling, private office nook, and a massive walk-in with custom closet system. The elegant en suite bathroom is generously sized and boasts a handsome vanity, step-in shower, and soothing soaking tub. For your convenience, the first large laundry room is also included here. Rounding out this level of the home is the cozy family room, featuring an impressive stone surround fireplace and wooden ceiling beams. Upstairs, the second primary bedroom suite awaits, with plush carpeting, a large walk-in closet, and its own stylish bathroom with contemporary finishes. Both additional bedrooms on this level include soft carpet and wide closets, with shared access to the modern full bathroom in the hall. The fourth upstairs bedroom has been converted into a large second laundry room, and could easily be converted back to a bedroom in order to suit your needs. Versatile spaces abound on the lower level of the home, with an expansive recreation room, large storage room, and multiple flexible spaces for a playroom, home gym or game room. Through the french doors, enjoy the beautiful view of your backyard retreat with wall-to-wall windows in the lower level sunroom. You’ll also find two additional bedrooms with a fourth full bathroom on this level, making it an ideal private space for guests or a home office. The screened-in porch, deck, and fully fenced backyard offer you a personal oasis, surrounded by trees and beautiful landscaping as you splash around in your in-ground pool and entertain on the.expansive brick patio. The three car garage and long driveway provide you with an abundance of parking for you and your visitors. Enjoy the comfort and efficiency of the three-zone HVAC system all year long! Just minutes to Whole Foods, Giant Food, Lidl, H-Mart, West Springfield Shopping Center, Burke Village Center, Lake Accotink and Burke Lake Parks, Springfield Golf & Country Club, and Hidden Pond Nature Center. Quick access to Burke Lake Road, Fairfax County Parkway, Braddock Road, Ox Road. I-395, I-95, I-495, and the Rolling Road VRE Station conveniently located at the end of the street!! In the desirable Lake Braddock school pyramid, this gorgeous home won’t last long. Schedule a private tour and enjoy every moment of the Summer in your new home!

Location
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Loan details
Monthly payment

All values shown are estimated costs / mo.

Total
$3,602
Principal & interest
$2,540
Mortgage insurance
-
Property taxes
$583
Home insurance
$478
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Size
5,535 sqft
Lot size
0.82 acres
Year built
1980
Type
Single Family Residence
HOA dues
$0.00

Source: BRIGHT #VAFX2230956

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 16, 2025 11:30 pm
Listing agent: Erin K. Jones (571) 228-8853
Listing provided courtesy of: KW Metro Center (703) 535-3610
Details provided by BRIGHT and may not match the public record.
MLS ID: #VAFX2230956
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Roam Brokerage, LLC participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have closed or are no longer being offered for sale. Information Deemed Reliable But Not Guaranteed. Copyright © 2025 Bright MLS. All rights reserved.
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