5813 Maui Dr, Fort Worth, TX 76119
4 beds · 3 baths · 2,226 sqft
Get a free consultation call with an expert in the mortgage assumption process.
*Beautiful Lake Arlington Home in a Gated Community Welcome to your dream home, just a leisurely walk away from the breathtaking Lake Arlington. This delightful residence showcases exceptional curb appeal, coupled with meticulous upkeep, making it a perfect choice for families and entertaining. The kitchen is truly a culinary haven, featuring stunning granite countertops, a central island that serves as a focal point for meal preparation and casual dining, a spacious pantry for all your storage needs, and elegant cherry wood cabinetry that adds a touch of sophistication. Venture upstairs to discover three generously sized bedrooms, complemented by an extra-large Bonus Room that offers versatile usage as a second primary suite, game room, or office space—perfect for today’s flexible lifestyles. The luxurious primary suite located on the main floor serves as a private retreat, complete with a spa-like ambiance featuring a soothing garden tub, a walk-in shower, and an oversized walk-in closet for all your wardrobe needs. The home also includes an additional full bath upstairs and a convenient half-bath on the main level, enhancing the property’s functionality. Situated in the highly desirable Waterfront Enchanted Bay community, this home is conveniently located near major highways, shopping centers, dining options, parks, and schools. Just a short walk from Lake Arlington, indulge in a variety of outdoor activities including scenic picnics, biking trails, boating, and fishing for bass, crappie, and catfish. The lake’s serene backdrop and stunning views create an idyllic environment for relaxation and leisure. This is an extraordinary opportunity to secure a beautiful home in a prime location—schedule your showing today and take advantage of the Seller’s Incentives! Act now and make this enchanting property your own!
Source: NTREIS #20821430
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: NTREIS #20821430
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.