5801 N 9th St, Tampa, FL 33604
3 beds · 1 baths · 1,260 sqft
Welcome to Hampton Terrace and this adorable, charming SOLAR POWERED bungalow. Hampton Terrace, is truly one of the hottest neighborhoods in Seminole Heights and boasts the storied Lake Roberta, a jewel in its crown. With newer windows, newer Roof (2018), plumbing (2017) whole house Solar (2017), and tankless water heater, this UPDATED pool home is bursting with charm and style, and is ready for you to make it YOURS. Flanked by a majestic grand oak, up the sidewalk and manicured front yard, you arrive to your screened front porch perfect for relaxing with friends and family or reading a good book with a glass of wine or a frost beverage. Step through the front door onto beautiful hardwood floors and into an expansive living room/ family room combination complete with classic gas fireplace. Just to your left is the front bedroom or if you so choose-an office or sun room. Sunlight is in abundance in this home, and the dining room is no exception as you make your way to the vintage styled galley kitchen with gleaming wood walls, solid wood cabinets and stainless steel appliances. You may step outside through the side entrance toward your two car garage, or head back through the home and to the foyer, where you find your 2nd bedroom, well appointed bathroom, and the spacious primary bedroom that looks out onto your sparkling and private POOL area. You may access the pool via the front porch, or through the sliding glass doors in your Primary Bedroom. This resort style pool area beckons you to take a dip on a warm summer day, and invites you to plan gatherings for family and friends within the screened enclosure. The lovingly landscaped yard is also fully irrigated! The huge fenced back yard is perfect for hosting gatherings as well. A whole house solar system rounds out the wonderful features of this marvelous home and is sure to save you an abundance of $$$ on what could be soaring electric bills during the balmy Florida summers. Plus, all furniture in the home is negotiable! Hampton Terrace is one of the most sought after communities in Seminole Heights and is minutes from 1-275, downtown Tampa, Tampa International Airport, Amalie Arena and Raymond James Stadium...you aren't far from all of the marvelous attributes that make Tampa the world class city that it is! Schedule a showing today!!
Source: STELLAR #t3553178
Source: STELLAR #t3553178
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3553178