5800 Tropicana Ct, Killeen, TX 76549
3 beds · 3 baths · sqft
Welcome to this beautifully designed 3-bedroom, 2.5-bath home spanning 2,075 square feet, perfectly situated on a desirable corner lot. Thoughtfully crafted for both comfort and style, this residence offers a blend of modern upgrades and timeless features that make it truly special. Step inside to discover a spacious living area highlighted by a striking brick, wood-burning fireplace—a cozy focal point for gatherings. The layout connects seamlessly to the kitchen and dining rooms, creating an inviting space for entertaining. The kitchen boasts sleek granite countertops, a central island, ample storage, and stainless steel appliances, while a charming bay window in the dining area fills the space with natural light. Practicality meets convenience with a dedicated laundry room featuring a sink and cabinet, ideally located off the garage for effortless access. Vaulted ceilings run throughout the home, including the serene primary suite. Here, you’ll find a spa-like ensuite with separate his-and-her vanities, a luxurious soaking tub, and a walk-in shower. Outside, enjoy the expansive backyard framed by mature trees, offering both shade and privacy. The covered porch with a ceiling fan, provides the perfect spot for alfresco lunches or relaxing afternoons. Solar screens add energy efficiency, while the home’s corner lot placement enhances curb appeal and outdoor space. This home truly offers the perfect combination of modern amenities and inviting charm. Don’t miss your chance to call it yours! Schedule a tour today!
Source: CENTRALTEXAS #562098
Interest rate and monthly payment estimated based on public records.
Source: CENTRALTEXAS #562098
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #562098
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.