577 Portside Dr, North Port, FL 34287
2 beds · 2 baths · 1,256 sqft
FINANCING? ASSUMABLE MORTGAGE @ 3.5%. NO DAMAGE from Debby, Helene or Milton. The sturdy home offers IMPACT RESISTANT WINDOWS and DOORS, multiple tie downs with Stabilization Arms on all four corners of the crawl space (meeting the FEMA stabilization codes), and the carport meets the Florida Code with the added 4th rail. LAND OWNED. PET FRIENDLY. Welcome to 577 Portside Drive, a beautifully maintained two-bedroom manufactured home located in the desirable Harbor Isles 55+ community in North Port, Florida. This move-in-ready home features an array of upgrades and charming details that create a comfortable and inviting living space. Step into the main living area, where you'll be greeted by stunning bamboo flooring that extends into the kitchen and primary bedroom. The spacious living room offers plenty of natural light and a cozy atmosphere, perfect for relaxing or entertaining guests. Adjacent to the living room is a versatile den/office space, providing additional room for your personal needs. The well-appointed kitchen boasts ample cabinet space, and a convenient layout that makes meal preparation a breeze. The primary bedroom is a serene retreat with bamboo flooring and an en-suite bathroom featuring new shower doors, separate sinks, and a tiled floor. This home has seen SIGNIFICANT UPGRADES, including NEW Pella Impact Resistant Windows with vinyl shades and impact-resistant doors for the front, side, and shed, all installed in 2021. The house and den/office space feature an asphalt roof, while the new steel carport, lanai, and shed installed in 2023 come with a durable membrane roof. The entire home was repiped, and new gutters and downspouts were added in 2024, ensuring the property is in top condition. This home has too many updates/upgrades to mention so be sure to ask for the LIST of FEATURES, UPDATES and RENOVATIONS provided in the MLS. The outdoor space is designed for Florida living, with a screened lanai perfect for enjoying the warm weather while staying protected from the elements. Additionally, there is an open patio area off the large storage room (17x12), ideal for soaking up the sunshine while enjoying your morning coffee or evening glass of wine. This home is equipped with a NEW 3-ton AC system installed in 2024, ensuring your comfort year-round. The Harbor Isles community offers a range of amenities and activities, making it an ideal place for those seeking an active and social lifestyle. Plus, a NEW water heater installed April 2025. This lovely community includes a boat dock and fishing pier. Don't miss the opportunity to make 577 Portside Drive your new home in this vibrant and friendly community. Schedule a showing today and experience the best of North Port living! Virtually tour the home by clicking on the link... https://my.matterport.com/show/?m=9gjgj9dohG3
Source: STELLAR #A4612704
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #A4612704
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.