576 Quillian Ave, Decatur, GA 30032
5 beds · 4 baths · 3,284 sqft

Get a free consultation call with an expert in the mortgage assumption process.
Location, style, and space! This modern gem is ready to welcome you home with all NEW exterior paint and deck. Ideally located within walking distance to the prestigious East Lake Golf Course and just minutes from the airport, downtown Atlanta, Decatur, Dekalb Farmer’s Market, and East Atlanta Village, this home is a true treasure. Situated on over half an acre, this stunning new build is an entertainer's paradise. Step inside to a bright, open layout with beautiful hardwoods, wide hallways, and sleek finishes throughout. The heart of the home features a gourmet kitchen with a glass backsplash that doubles as artwork, complementing stylish chrome and gold lighting fixtures. With five spacious bedrooms and four luxurious baths, there’s room for everyone—including a main-level guest suite. The upstairs owner’s suite is a true retreat, complete with an expansive bathroom. Each additional bedroom is generously sized, offering comfort and privacy. Outside, the large deck overlooks a sprawling yard—ideal for outdoor gatherings or simply unwinding in your own private oasis. Don’t miss your chance to see this captivating home in a prime location. Schedule a viewing and fall in love with your dream home today!
Source: FMLS #7547504
Source: FMLS #7547504
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
