5757 Pindell Rd, Lothian, MD 20711
6 beds · 5 baths · 7,434 sqft
Luxury, Privacy, and Exceptional Space in Lothian, MD - Ask About Assumable VA Loan Experience the perfect blend of elegance, space, and privacy in this stunning 5-bedroom, 5-bathroom colonial estate, offering over 7,400 finished square feet of refined living. Nestled on a secluded 2-acre lot, this home provides a tranquil retreat while remaining just 20 miles from Washington, DC, and Annapolis—ideal for commuters and those who love city convenience with a peaceful escape. As you approach via the long private driveway, a sense of grandeur sets in, leading to a three-car garage and stately entrance. Step inside to a soaring two-story foyer, where the formal living and dining rooms set the tone for refined entertaining. The heart of the home is the gourmet chef’s kitchen, featuring a massive island, Jenn Air cooktop, double wall ovens, GE Monogram refrigerator, quartzite countertops, and a coffee station—all just steps from the walk-in pantry. The kitchen flows seamlessly into the sun-drenched morning room, illuminated by skylights and walls of windows, and the breathtaking two-story family room, featuring a floor-to-ceiling stone fireplace and remote-controlled blinds. A private office or 5th bedroom with a full bath completes the main level. Upstairs, the expansive primary suite offers a sitting area, tray ceiling, dual walk-in closets, and a spa-like bath with a freestanding soaking tub, dual vanities, and an oversized tiled walk-in shower. A second bedroom features its own en-suite bath and walk-in closet, while the third and fourth bedrooms share a Jack & Jill bath with separate vanities. The upper-level laundry room, equipped with a sink and cabinetry, adds convenience. An elevator services all three levels for effortless accessibility. A Basement Designed for Entertainment & Versatility The fully finished lower level is an entertainer’s dream, featuring a custom-built 18-foot bar with seating for 10, lighted shelves, a commercial ice maker, sink, beverage coolers, dishwasher, and refrigerator—just waiting for your gatherings. A large recreation area, game room, and exercise room provide ample entertainment options. An additional flex space offers endless possibilities—transform it into a home theater, playroom, or even a second home office. A full bath and changing rooms were also thoughtfully added in anticipation of a future pool. Exceptional Outdoor Living Step outside onto the expansive 780 sq. ft. Trex deck (with a 40-year warranty) for effortless outdoor entertaining, or unwind on the stone patio off the lower level. Additional Features Elegant crown molding & chair rail Indoor sprinkler system Foyer chandelier that lowers for easy maintenance Electronic entry locks 600 sq. ft. attic for extra storage Built for both grand entertaining and everyday comfort, this home offers an exceptional indoor-outdoor flow and a versatile floor plan to meet your needs. Don’t miss the chance to own this exquisite property—schedule your private tour today!
Source: BRIGHT #MDAA2102358
Source: BRIGHT #MDAA2102358
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.