5757 Jonesboro Ave, North Port, FL 34288
3 beds · 2 baths · 1,692 sqft
Under contract-accepting backup offers. No Flood Insurance required at this home! Welcome to this beautifully designed 3-bedroom plus a Den (that could be used as a 4th- Bedroom), 2-bathroom home in North Port, built in 2019 with high-end finishes and thoughtful details throughout. This home also features a bonus room that can serve as a den, home office, or even a fourth bedroom, offering flexibility to fit your lifestyle. Step inside to an inviting open floor plan where the gourmet kitchen takes center stage, boasting wood cabinets with crown molding, stainless steel appliances, and a granite island overlooking the spacious living area—perfect for entertaining. The primary suite is a private retreat with plenty of room. The primary bathroom offers a frameless glass shower, dual sinks with granite counters, and a massive walk-in closet that includes a wall safe for your valuables. The guest bedrooms provide ample space for your family or guests, that can also enjoy the beautiful 2nd bathroom that includes granite counters and a tiled shower/tub combo. Outside, you'll find a fully fenced backyard with a white privacy fence, creating a serene space for relaxation, pets, or entertaining. As an added bonus, the homeowner also owns the adjacent lot and is open to selling it, providing an incredible opportunity for extra space or investment. Located in a desirable North Port neighborhood, this home offers a perfect blend of comfort and convenience. It is close to all of the amazing SWFL beaches and is close to all of the restaurants as well as shopping centers. The home's location is perfect to hop on US 41 or US 75 making it ideal. Don't miss out—schedule your showing today!
Source: STELLAR #A4644323
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #A4644323
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.