5756 Lakeside Landings Blvd, Winter Haven, FL 33881
3 beds · 2 baths · 1,600 sqft
Wow wait until you step into this beautiful newer home located in the desirable community of Lakeside Landings. This home features 3 bedrooms, 2 bathrooms, a den/office that can easily become a 4th bedroom if needed, and a 2 car garage (sealed floor) . The home has ceramic & engineered title throughout the entire home, NO CARPET ANYWHERE! When you enter the front door you'll notice the den/office to your left. The kitchen has beautiful backsplash, stainless steel appliances and has lots of cabinets for storage. The kitchen opens up to the large family room. Through the family room you'll notice sliding glass doors that will lead you into your FULLY fenced backyard. Make sure to open up the back gate that leads out to the easement area and take a peek to the right for a nice little surprise. There is a small pond, perfect for someone that likes to do a little fishing. There is also a shed in the backyard, perfect to store that lawnmower! Once back inside you'll notice the split floor plan with the primary bedroom on one side of the home and the other 2 bedrooms on the other side. The primary bath has dual sinks, a walk in shower, and a walk in closet. NEW ROOF and GUTTERS (2022), AC unit (2021), there is also an ARLO video doorbell included. SAVE TIME AND MONEY!!! The seller has already paid for a FULL home inspection, 4 point and wind mit completed in March 2024. The reports are available upon request. LEGOLAND located just 15 minutes away!
Source: STELLAR #l4946754
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #l4946754
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #l4946754
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.