5756 LAKESIDE LANDINGS BLVD, Winter Haven, FL 33881
Wow wait until you step into this beautiful newer home located in the desirable community of Lakeside Landings. This home features 3 bedrooms, 2 bathrooms, a den/office that can easily become a 4th bedroom if needed, and a 2 car garage (sealed floor) . The home has ceramic & engineered title throughout the entire home, NO CARPET ANYWHERE! When you enter the front door you'll notice the den/office to your left. The kitchen has beautiful backsplash, stainless steel appliances and has lots of cabinets for storage. The kitchen opens up to the large family room. Through the family room you'll notice sliding glass doors that will lead you into your FULLY fenced backyard. Make sure to open up the back gate that leads out to the easement area and take a peek to the right for a nice little surprise. There is a small pond, perfect for someone that likes to do a little fishing. There is also a shed in the backyard, perfect to store that lawnmower! Once back inside you'll notice the split floor plan with the primary bedroom on one side of the home and the other 2 bedrooms on the other side. The primary bath has dual sinks, a walk in shower, and a walk in closet. NEW ROOF and GUTTERS (2022), AC unit (2021), there is also an ARLO video doorbell included. SAVE TIME AND MONEY!!! The seller has already paid for a FULL home inspection, 4 point and wind mit completed in March 2024. The reports are available upon request. LEGOLAND located just 15 minutes away!
You may be able to put down less than the total down payment amount of $31,493 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #l4946754