575 2nd St, Bennett, CO 80102
3 beds · 2 baths · 1,136 sqft
BACK ON THE MARKET! Discover your dream home in charming Bennett, Colorado! Formerly a manufactured home, this beautifully remodeled property is now deeded as a single-family home, combining character with all the comforts of modern living. Conveniently located right off I-70, it offers easy access to DIA, Aurora, and Denver. Inside, you’ll be greeted by fresh paint, newer fixtures, and thoughtfully chosen upgrades throughout. Recently updated flooring and countertops add a sleek, contemporary feel to the home. This spacious residence offers three bedrooms designed with comfort and functionality in mind. The primary bedroom is generously sized, providing a peaceful retreat, while the two additional bedrooms are cozy and versatile, perfect for guests, family, or a home office. The open floor plan, enhanced by a dedicated dining area, creates a welcoming space ideal for entertaining. Large windows allow natural light to pour into the living areas, creating a bright and airy ambiance. While the exterior may benefit from a bit of TLC, the interior is move-in ready and beautifully remodeled. Step out onto the covered back patio to enjoy the Colorado sunshine year-round. The expansive 9,230 sq. ft. lot with alley access is a true gem—whether you dream of a lush garden, a play area, or an outdoor entertainment oasis, this yard is ready to bring your vision to life. The oversized garage adds convenience and versatility, with plenty of space for storage or creative projects. Settle into the vibrant community of Bennett and start making memories at 575 2nd St. This home is ready to welcome you!
Source: RECO #7486709
Interest rate and monthly payment estimated based on public records.
Source: RECO #7486709
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7486709
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