5749 CONLEY CT, Milton, FL 32571
**Beautiful Turnkey Home in Arbor Place – Just Three Years New!** The SELLERS are offering amazing incentives to BUYERS. Inquire with listing agent for details! Discover your dream home in the desirable Arbor Place community! This stunning four-bedroom, three-bathroom residence, set on an expansive corner lot, combines modern elegance with practical living. With the added benefit of being fully turnkey, you can move in without the extra costs and hassles of a new build that requires window coverings and yard fencing. **Home Features:** - **Spacious Layout:** Enjoy the convenience of all four bedrooms located upstairs, providing an open and airy downstairs area perfect for entertaining guests or family gatherings. - **Accessible Design:** The fully accessible bathroom on the main floor ensures comfort and convenience for everyone and fully equipped with a lift for ease of traveling up and down the stairs. Touch-less kitchen faucet makes washing a breeze as well. - **Stylish Details:** Experience the charm of craftsman-style baseboards and moldings throughout the home, complemented by stainless steel appliances and luxurious granite countertops in both the kitchen and bathrooms. - **Ample Storage:** Plenty of storage space throughout the home ensures that everything has its place. **Outdoor Living:** - Step outside to your fully fenced backyard. The double gate access provides easy storage for your RV or boat, making this home perfect for outdoor enthusiasts. **Community Amenities:** - Take advantage of the community pool shared with Robinson Estates, and enjoy the scenic trail that connects both neighborhoods to Benny Russell Park. - Benefit from the exceptional Pace school district and all the local amenities that this charming area has to offer. Don’t miss your chance to own this exquisite home that’s ready for you to enjoy from day one! Schedule a viewing today and experience the perfect blend of comfort, style, and convenience in Arbor Place.
You may be able to put down less than the total down payment amount of $56,522 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #651026