5749 Conley Ct, Milton, FL 32571
4 beds · 3 baths · 2,016 sqft
**Beautiful Turnkey Home in Arbor Place – Just Three Years New!** The SELLERS are offering amazing incentives to BUYERS. Inquire with listing agent for details! Discover your dream home in the desirable Arbor Place community! This stunning four-bedroom, three-bathroom residence, set on an expansive corner lot, combines modern elegance with practical living. With the added benefit of being fully turnkey, you can move in without the extra costs and hassles of a new build that requires window coverings and yard fencing. **Home Features:** - **Spacious Layout:** Enjoy the convenience of all four bedrooms located upstairs, providing an open and airy downstairs area perfect for entertaining guests or family gatherings. - **Accessible Design:** The fully accessible bathroom on the main floor ensures comfort and convenience for everyone and fully equipped with a lift for ease of traveling up and down the stairs. Touch-less kitchen faucet makes washing a breeze as well. - **Stylish Details:** Experience the charm of craftsman-style baseboards and moldings throughout the home, complemented by stainless steel appliances and luxurious granite countertops in both the kitchen and bathrooms. - **Ample Storage:** Plenty of storage space throughout the home ensures that everything has its place. **Outdoor Living:** - Step outside to your fully fenced backyard. The double gate access provides easy storage for your RV or boat, making this home perfect for outdoor enthusiasts. **Community Amenities:** - Take advantage of the community pool shared with Robinson Estates, and enjoy the scenic trail that connects both neighborhoods to Benny Russell Park. - Benefit from the exceptional Pace school district and all the local amenities that this charming area has to offer. Don’t miss your chance to own this exquisite home that’s ready for you to enjoy from day one! Schedule a viewing today and experience the perfect blend of comfort, style, and convenience in Arbor Place.
Source: PENSACOLA #651026
Source: PENSACOLA #651026
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #651026
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.