5738 Wynstone Ln, Zephyrhills, FL 33541
5 beds · 3 baths · 3,081 sqft
Under contract-accepting backup offers. Beautiful, spacious and stunning 3,081 SF., 5 bedroom and 3 full bathroom home features a beautiful golf course homesite view, two wonderful living areas, bonus/craft room or office, three car garage with a paver driveway. The ambiance of this home begins when you enter through the gorgeous double door entry and continues throughout. This home is located in the sought after community of Lake Bernadette and it is located directly on the Lake Bernadette Links Golf Course. It showcases a lovely interior, fabulous floorplan and an outstanding tropical and wooded rear yard with a gorgeous view of the golf course, while still maintaining privacy with the plantings and trees. The floorplan offers two en-suite bedrooms plus three more bedrooms to accommodate large families, family gatherings and holiday times together or multi-generational living. You'll love the open and airy flow and the separation of all bedroom areas. The master en-suite has an additional spacious seating or reading area overlooking the golf course for those quiet moments. The master bathroom has a large shower and a separate soaking tub. You'll love the tile floors throughout and how well this home has been maintained. Best of all and making it such a great purchase and opportunity, the entire home had NEW WINDOWS INSTALLED in 2019 with low-E, double pane, double hung for ease of cleaning, magic glass windows with vinyl frames installed at the sellers cost of almost $31,000. There is a transferable lifetime warranty on the windows that the seller will provide for additional peace of mind. The home also has full steel hurricane shutters. The hot water heater was replaced in 2019 also with an A.O. Smith unit. Plus, Plus...the seller is having the ROOF REPLACED within the next 30 days or before closing allowing for total peace of mind for the new homeowner. Lake Bernadette has a very low HOA fee of only $44.00 monthly that includes wonderful community amenities. The amenities include two pools, a clubhouse, fitness center, walking trails, playground, pickleball, tennis and basketball courts. There is something for everyone! The location is superb and has easy access to nearby shopping, restaurants and medical. Don't miss your opportunity to live in this superb home with new windows, new roof, golf course view and room for everyone! It's truly Florida Lifestyle Living at its Finest.
Source: STELLAR #w7868219
Source: STELLAR #w7868219
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #w7868219
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