5730 Rudolph Ave, Saint Augustine, FL 32080
4 beds · 4 baths · 2,016 sqft sqft
This stunning Anastasia Island property epitomizes coastal luxury, offering an unparalleled blend of elegance, style, and oceanfront living. Boasting unobstructed ocean views, solid concrete block construction, and impeccable high-end finishes, this home is a rare find in the upper echelon of real estate. With unique features such as a regulation-size bocce ball court and street-to-street access to the beach, this residence seamlessly combines sophistication with the laid-back charm of island living. Every square foot of this home has been thoughtfully renovated to cater to a variety of living arrangements, featuring four spacious bedrooms, four full bathrooms, and two outdoor showers. The flexible design includes two distinct living spaces, each with two bedrooms and two bathrooms, providing endless possibilities for investment, multigenerational living, or simply occupying the top floor while renting out the bottom. Whether for personal enjoyment or hosting family and friends, this home is the ultimate coastal retreat. Each floor functions as an independent oasis, with separate indoor and outdoor living spaces. The second floor showcases an open-concept design, centered around breathtaking views of the Atlantic Ocean. The gourmet kitchen is a chef's dream, equipped with stylish appliances, custom tile work, a large granite island, and ample storage, all seamlessly flowing into the living room. Expansive sliders open to the back deck, creating a fluid transition between indoor and outdoor living. This outdoor space is perfect for entertaining, with comfortable seating, a hot tub, a grilling station, and sweeping ocean vistas. The primary suite is a true sanctuary, with an ocean-facing bed and a luxurious en suite that features a soaking tub and a glass-enclosed double shower. On the first floor, polished concrete floors provide a sleek, modern look, complementing the open-concept living, dining, and kitchen areas. Both bedrooms are beautifully appointed, and the bathrooms are practical yet stylish. The spacious garage offers ample room for parking and storing all your beach essentials, while additional storage is cleverly integrated throughout the property to maximize functionality. Turnkey and move-in ready, this extraordinary home invites you to experience the best of coastal living. Don't miss your chance to tour this exceptional propertyschedule your private showing today.
Source: REALMLS #2046979
Interest rate and monthly payment estimated based on public records.
Source: REALMLS #2046979
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2046979
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