5723 W Bluefield Ave, Glendale, AZ 85308
4 beds · 2 baths · 1,639 sqft sqft
Welcome to your move-in ready, energy efficient family home with a maxed out solar system that pays YOU during the summer months! Energy reports available! No HOA! Interior has a spacious floor plan with plenty of updated features such as the wood laminate floors in the bedrooms and tile throughout! Freshly painted interior & front exterior including garage door to give this gem a newer modern feel! The backyard is great for entertaining as it too is spacious while offering a cozy covered patio to enjoy your pool with! This house has plenty of storage between the ample side yard space, backyard shed, and 2 car garage with plenty of shelving throughout along with a pull down ladder to access the large attic! MASTER SHOWER RECENTLY REFINISHED! Dual Pane energy efficient tinted windows and low maintenance landscaping as well! The neighborhood is nice, clean and quiet with a huge park offering tennis, racquetball and basketball courts, playground and walking trails! Large skate park just outside the neighborhood as well! At the south end of the neighborhood Winco foods is very conveniently located for all your grocery needs, surrounded by tons of various restaurants and shopping outlets to choose from along Bell road! Multiple A+ schools in the area including being right down the road from Midwestern University! Easy access to Loop 101 and I17! Owner/Agent!
Source: ARMLS #6734858
Interest rate and monthly payment estimated based on public records.
Source: ARMLS #6734858
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #6734858
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.