571 S Andrea Cir, Haines City, FL 33844
5 beds · 3 baths · 2,896 sqft
Welcome to the stunning Heathcliff model, a spacious and beautifully designed two-story home located in the sought-after Estates of Lake Hammock. Offering 2,896 sq. ft. of living space, this home is perfect for large families, featuring 5 GENEROUSLY SIZED bedrooms and 2.5 bathrooms. The expansive PRIMARY BEDROOM, located on the GROUND FLOOR, boasts a luxurious walk-in closet and provides a private retreat. Upstairs, the additional bedrooms are roomy and well-appointed, ensuring ample space for family or guests. The OPEN FLOOR PLAN creates a warm, inviting atmosphere, seamlessly connecting the living, dining, and kitchen areas—ideal for both everyday living and entertaining. The CHEF-INSPIRED KITCHEN is equipped with STAINLESS STEEL APPLIANCES, QUARTZ COUNTERTOPS, and plenty of cabinet and counter space for all your culinary needs. The kitchen overlooks the café and family room, perfect for gatherings or relaxing evenings. This home is packed with modern conveniences, including OVERSIZED TILE FLOORING in wet areas, energy-efficient features like SOLAR PANELS (fully transferable), delivering both energy efficiency and cost savings and advanced technology such as a Honeywell thermostat, Schlage lock, Ring doorbell, and pest guard control system. These features provide energy savings, greater comfort, and added security. The two-car garage offers secure parking and extra storage, while the outdoor space provides endless possibilities for landscaping, gardening, or creating your dream outdoor retreat. Located just minutes from I-4, this home offers quick access to major attractions like Walt Disney World, Universal Studios, Legoland, Bok Tower Gardens, and Posner Park Shopping Mall. With a community dock, walking trail, dog park, and waterfront views, the Estates of Lake Hammock is an ideal location for families who want a rural setting with easy access to the amenities of Tampa and Orlando. This is the perfect home for those looking for a combination of style, comfort, and sustainability—don’t miss out on this innovative, energy-efficient property. Schedule a tour today and explore the exceptional features of this home!!!
Source: STELLAR #o6260743
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6260743
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 30-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6260743
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.