5708 Black Pine Cir, Granbury, TX 76048
3 beds · 3 baths · 1,956 sqft sqft
You'll love this beautiful two-story home built by Jimenez Custom Homes in 2021, is located in the Canyon Creek subdivision within walking distance to the Brazos River. Built with care and attention to detail, this open-concept home is designed to impress. Lovely stone exterior greets you upon arrival. Thoughtful touches throughout such as decorative lighting, wood shake cabinets, a modern backsplash, stainless steel appliances, and wood-like ceramic tile flooring, all add a touch of elegance. All bedrooms are conveniently located upstairs, making it the perfect layout for families in need of space and comfort. The primary suite includes a vaulted ceiling and space for a sitting area, with an ensuite bath featuring dual sinks, oversized shower and large walk in closet. Upstairs you also have an additional sitting area, great for use as a home office, craft area, or entertainment area for the kids. Close to historical downtown Granbury, and Hwy 377 for a direct commute to Fort Worth.
Source: NTREIS #20737634
Interest rate and monthly payment estimated based on public records.
Source: NTREIS #20737634
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #20737634
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.