5701 GRAND SONATA AVE, Lutz, FL 33558
***Price improved and buyer credit of $10,000 at closing for interest buyer down or closing costs!! Welcome to this stunning, like-new townhome nestled within the exclusive GATED community of Avea Pointe! Boasting top-notch amenities and located in the highly sought-after Steinbrenner School District, this immaculate residence offers a spacious 2,618 square feet of living space with 4 bedrooms, 3 full baths, and a generously sized loft providing additional living space. The ground floor welcomes you with an inviting open floor plan, featuring a large gathering room, modern kitchen with breakfast bar, stainless steel appliances, pristine white cabinets, quartz countertops, and a sizable pantry. Also, conveniently located on this level is a full bath and a bedroom, perfect for guests or as a home office. Step outside to the screened lanai adorned with pavers, offering a tranquil space for outdoor relaxation without backyard neighbors. Ascending to the second floor, you'll discover the luxurious primary bedroom complete with an ensuite bathroom and two walk-in closets. Additionally, there's a spacious loft area ideal for a cozy entertainment zone or home office, two secondary bedrooms, a guest bathroom, and a convenient laundry room. Storage is plentiful with walk-in closets featured in both secondary bedrooms. The Avea Pointe community offers an array of amenities, including a controlled access clubhouse, resort-style pool, cabana, BBQ/grilling area, playground, and secured mailboxes. Situated for convenience, this home provides easy access to major expressways such as the Veterans and Suncoast Expressways, I-275, and I-75, as well as proximity to the N Dale Mabry/Carrollwood area, USF, Publix, dining options, shopping centers, St. Joe’s North Hospital, golf courses, and beaches. Furthermore, Tampa International Airport and downtown Tampa are just a quick 20-minute drive away. Don't miss out on the opportunity to make this remarkable townhome your own – call today to schedule your private tour!
You may be able to put down less than the total down payment amount of $203,319 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #u8233668