57 GOLFVIEW CT, Homosassa, FL 34446
Tired of looking at the same old cookie cutter style homes? Then this one is for you! Full of unique style and charm this 2 story home offers two master suites on the second floor and two guest bedrooms on the first floor. One of the master suites has private access to an upper screened porch and an attached open deck. Perfect for enjoying this home's stunning water and golf course views. When entering the home you are greeted with an abundance of natural light and water views from nearly every room. The kitchen is a chef's dream with tons of counter space and storage. The oversized pantry has room for ingredients from all of your favorite recipes. The large living room is space for the whole family to gather. and unwind. Love to entertain? The rear sliders open to the enclosed porch, with attached screen room creating even move living space and an immersive feel of the nature surrounding the home. The pond at the back of the home fills with birds and other wildlife, perfect for taking in the sights and sounds of nature. The golf course can also be viewed just over the water. At the end of a cul-de-sac, on a double lot and with water views on 3 sides this home feels extremely private all while being just minutes to shopping, restaurants and the Suncoast Parkway. Call to schedule your private showing!
You may be able to put down less than the total down payment amount of $204,555 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #w7868196