5679 Windfall Ln, Lithonia, GA 30058
3 beds · 3 baths · 1,372 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to your new Home 3 bedroom 2 1/2 bathroom home Great starter home. This home sites on the corner lot end unit with 2 parking spaces. Less than a mintue from the common space green space Great for walking your Dog. Owner has upgrade all closets with custom closets. Master provides Tile shower and a nice soaker tub. The owner has not only left all appliances Dishwasher, Regfrigetator, Stove, Washer and dryer Just bring your things and move in. Need a shed for your tools look no further Shed placed in the backyard for all of your tools. Not to mention the backyard is entire fenced in. Seller is willing to paint the interior to a neutral color or get a seller credit. Welcome Home! Your Perfect 3-Bedroom Corner Lot End Unit Step into comfort and convenience with this beautifully maintained 3-bedroom, 2.5-bathroom end-unit townhome—perfect for first-time buyers or anyone looking for low-maintenance living in a charming community. ? Property Highlights: Located on a corner lot with 2 dedicated parking spaces Just steps away from the community green space—ideal for morning walks or taking your dog out Spacious primary suite with a custom tile shower and relaxing soaker tub All bedroom closets upgraded with custom organizers Full set of appliances included: refrigerator, stove, dishwasher, washer, and dryer Fenced-in backyard for privacy, gatherings, or pets Storage shed included—perfect for tools and outdoor gear Bonus: Seller is offering interior painting to a neutral color OR a seller credit so you can personalize your new home your way! All that’s left to do is bring your belongings and move in. Schedule your tour today and make this move-in ready gem your own!
Source: FMLS #7560046
Source: FMLS #7560046
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.