5673 Piccolo St, Nokomis, FL 34275
3 beds · 3 baths · 2,382 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to Bellacina by Casey Key, an exclusive gated community in Nokomis, offering the best of coastal elegance and convenience. This meticulously designed 3-bedroom, 3-bathroom pool home features a den and a spacious tandem 3-car garage. Lush landscaping creates a captivating first impression, leading into an interior where luxury abounds with soaring 10-foot ceilings, 8-foot doors, and soft-close cabinetry throughout. The gourmet kitchen is a chef’s dream, boasting 42-inch cabinetry, top-of-the-line stainless steel appliances including a gas range, a prep sink in the island, and a walk-in pantry, making it perfect for both everyday living and entertaining. The open-concept design ensures seamless flow between living spaces, enhanced by two sliding glass doors that open from the family room and kitchen to the expanded screen-enclosed lanai. Designed for year-round enjoyment, the lanai offers a large covered area, perfect for dining, lounging, or entertaining, rain or shine. The heated pool and spa provide a private retreat, surrounded by lush landscaping that enhances both privacy and ambiance. Whether you’re enjoying a morning coffee in the shade, hosting a sunset gathering, or unwinding in the spa after a long day, this outdoor oasis is a highlight of the home. The primary suite serves as a true retreat, featuring an en-suite bath with a spacious tiled shower, dual sinks, and a private water closet for added privacy. One guest bedroom includes its own en-suite bathroom, creating a private guest suite ideal for family or visitors, while the other offers a pocket door to transform it into a second suite. The versatile den, adorned with French glass doors, is perfect for a home office or library, offering flexibility to suit your lifestyle. Bellacina by Casey Key is a maintenance-free, resort-style community offering luxury amenities and an active lifestyle. Residents enjoy a clubhouse, heated lagoon pool and spa, fitness center, fire pit, tennis and bocce courts, dog park, and scenic walking trails. An on-site activities director keeps the social calendar full of events. Located just minutes from Casey Key and Nokomis Beach, this gated community provides easy access to pristine Gulf waters, world-class golf courses, the Legacy Trail for biking and walking, and nearby waterfront dining and entertainment. Experience the best of coastal Florida living in this sought-after neighborhood!
Source: STELLAR #A4646548
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #A4646548
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.