5669 Casa Blanca Ln, Atlanta, GA 30331
4 beds · 3 baths · 5,244 sqft sqft
Conveniently located just minutes from Atlanta Airport and centrally located to all major highways this elegant residence features a custom-built man cave, a built in audio and home speaker system, and a spacious backyard complete with a customized fire pit and gazebo. The home also includes a versatile theater/game room that can also serve as an extra bedroom. This home boasts TWO master bedrooms, with one conveniently located on the first floor. Hand-scraped hardwood flooring and soaring 30-foot ceilings add to the welcoming and open atmosphere. The expansive kitchen is a chef's delight, adorned with granite countertops and 42-inch cabinets. The kitchen is also equipped with stainless steel appliances, granite countertops and a breakfast bar perfect for feteing. The dining room exudes sophistication with its crown molding, wainscoting, and chair rail molding. On the second floor, you'll find a large loft area overlooking the family room, two oversized bedrooms with a Jack and Jill bath, and the second master bedroom. The spacious covered porch is perfect for enjoying the views of the lush yard during a summer day on the grill. With ample space for entertainment and relaxation, this home is ideal for everyone who love to host and entertain, or those who just enjoy a comfortable lifestyle. Whether you're gathering with friends in the spacious living areas, relaxing in one of the master suites, or enjoying a quiet evening by the fire pit, this residence offers the perfect blend of elegance and convenience for your everyday living.
Source: GAMLS #10360431
You may be able to put down less than the total down payment amount of $355,041 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10360431
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #10360431