5669 Als Way, Milton, FL 32583
5 beds · 3 baths · 3,255 sqft
** OPEN HOUSE SUNDAY, DEC. 22ND 1-3 PM ** Your Coastal Paradise Awaits in Milton, FL! This exceptional 4-bedroom, 3-bathroom pool home blends modern elegance with serene coastal charm. Situated on a 0.45-acre lot, it’s designed to enhance your lifestyle with luxurious amenities and practical functionality. Step into the open-concept living room, where a cozy fireplace and large windows invite natural light and views of your backyard retreat. The chef’s kitchen is the heart of the home, featuring a large center island, granite countertops, a walk-in pantry, and ample storage—perfect for hosting family gatherings or casual meals. The primary suite offers a private escape with tray ceilings, two walk-in closets, and a spa-inspired en suite with a soaking tub and walk-in shower. A separate wing features two bedrooms and a shared bath, while a private suite with its own living room and courtyard entrance provides flexibility for guests, in-laws, or an office. Upstairs, the bonus room with a private balcony offers stunning bay views, ideal for a home office or media space. Eco-friendly solar panels and an extended parking pad add modern convenience, while a private courtyard at the entrance invites quiet mornings with coffee or evening relaxation. The backyard is a true retreat, featuring a screen-enclosed in-ground pool, a large covered porch, and a privacy-fenced yard—perfect for entertaining or unwinding. Community perks include a dock and boat launch, making it ideal for water enthusiasts. This home is not just a place to live but a lifestyle to savor. From its thoughtful design to its serene location, it offers comfort, relaxation, and adventure. Schedule your private tour today and make this dream home yours!
Source: PENSACOLA #655900
Interest rate and monthly payment estimated based on public records.
Source: PENSACOLA #655900
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #655900
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.