5665 Spirit Lake Dr, Fort Worth, TX 76179
4 beds · 3 baths · 2,681 sqft
Get a free consultation call with an expert in the mortgage assumption process.
At this price, you'll move in with equity! This home has been lovingly maintained by its original owner, and has been cared for with attention to every detail. Step inside and feel the warmth of an open-concept layout, where the eat-in kitchen shines with granite countertops, a spacious island, and a breakfast bar—perfect for gathering with family and friends. Plus, the refrigerator, washer, and dryer are all yours to keep! The primary suite upstairs is a true retreat, offering plenty of space and a private ensuite. Three additional bedrooms, each with walk-in closets, ensure everyone has room to spread out. Need extra living space? The upstairs living area, complete with a wet bar, is ideal for entertaining or relaxing. Beyond the beautiful interior, this home boasts practical and well-thought-out upgrades. There is new carpeting throughout. A built-in storm shelter under the stairs features steel doors, reinforced walls, air filtration, and lighting—giving you peace of mind. The extended covered patio, complete with sunshades, invites you to unwind while taking in treetop views and stunning sunsets. For the car enthusiast or hobbyist, the oversized 3-car garage is a dream with epoxy flooring, hoists, overhead shelving, and custom workbench that all stay with the home. Nestled in a vibrant neighborhood with top-notch amenities—pool, clubhouse, community garden, playground, and a convenient lake ramp access—this home also offers a prime location close to excellent schools, shopping, dining, and hassle-free commuting. It's ready for its next chapter! Come take a look—you’ll feel at home the moment you step inside!
Source: NTREIS #20885989
Source: NTREIS #20885989
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.