5659 Meadow View Dr, Jefferson, GA 30549
4 beds · 4 baths · 3,084 sqft
DESIGNER TOUCHES THROUGHOUT~ MORE VALUE THAN A NEW HOME AND WITH A POOL! This stunning farmhouse with a pool is located in highly sought after Traditions of Braselton with an abundance of social activities and golf, swim, tennis, pickleball, playground, fitness center, and clubhouse. This home offers a relaxing front porch and back screened porch with fireplace. From the moment you enter you are wowed with a welcoming grandness starting at the 2-story foyer, a separate dining room, large family room with soaring ceilings and stone fireplace. The large chef's dream kitchen offers a view to the family room, oversized island, tons of cabinets, a walk-in pantry, microwave drawer style, double oven, 5-burner gas cooktop, surrounded by quartz countertops and stainless steel appliances. The main level Owner's Suite is large with a beautiful trey ceiling leading to the Ensuite offering a large tiled shower with dual heads. Don't miss the large walk-in with shelving/drawers. Leading upstairs presents a stunning view down below from the overlook and all the secondary bedrooms upstairs are very large and have walk-in closets. You will surely enjoy a relaxing evening by the fire on a cool evening in your new screened porch or relaxing in the pool on a hot summer day. Schedule your preview today so your are not to miss this opportunity on an amazing home.
Source: GAMLS #10391467
Financials
Source: GAMLS #10391467
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.