5656 Spriggs Meadow Dr, Woodbridge, VA 22193
5 beds · 5 baths · 3,016 sqft
Welcome to this stunning & fabulous 5 incredibly spacious bedrooms & 4.5 full bathrooms with a 2 car garage SFH in sought after Hope Hill Crossing neighborhood. This beautiful home redefines luxury and elegance. You will find wood flooring on each level of its 3 levels along with fresh paint & recess lights throughout. The gourmet kitchen is a chef's dream with a large granite island, granite countertops, stainless steel appliances, fridge was replaced with a Samsung Hub fridge, new cooktop installed, 2 wall ovens, microwave, long & plenty of cabinets to store all your kitchen ware. They are the original owners who extended @ 4 feet rooms on all 3 levels. Your large family sofa will fit nicely in the family room where you can enjoy cozy evenings sitting by the fire place surrounded by stone. A sliding door will lead you to the 16 x 12 trek deck with staircase leading to a beautiful patio and green grass yard. Large crown molding installed on the main level ceiling. Master bedroom has a tray ceiling and 2 walk-in closets where master bathroom has large soaking tub with walk in shower and 2 sink vanity. Four bedrooms on the 2nd level with two bedrooms sharing Jack & Jill bathroom. But a total of 3 full bathrooms with its separate washer & dryer on the 2nd level. The basement has an incredible recreational room with plenty of room to entertain family & friends along with the 5th bedroom with its 2 closets along the full bathroom that sits right next to it. The walk-out level basement will get you to the outside patio where it is fenced with 3 gates. A beautiful Maple and a Cherry Bloom trees are healthy & growing in the back yard. New roof in 2018 with over 100 miles of winds resistance. Underground water sprinkle system installed. You will have access to the Tots Playground siting directly behind the property. The two car garage is finished with stair access to a large storage attic, provides outlets connections and complete floor to wall fresh paint finished. HH Community offers outdoor pool and much more amenities to mentioned. It is simply an incredible SFH mansion at a great price!! You will be WOW!
Source: BRIGHT #VAPW2091482
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAPW2091482
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.