565 COUNTRY CLUB DR, Titusville, FL 32780
Gorgeous totally remodeled pool home that is on the 10th fairway with a view of the 18th green of La Cita Golf and Country Club in Titusville's highly desirable La Cita. As soon as you arrive to this 4 bedroom, 2 and a half bathroom home, You will instantly feel welcome throughout this move in ready home with it's fabulous open floor plan that is comfortable and functional, Large master bedroom, that has a brand new beautiful remodeled master bathroom, enjoy a quiet office/den with french doors, a fully remodeled kitchen with new appliances that opens up to your family room overlooking your screened in Solar heated Splash Pool, Outdoor kitchen with Wet bar that has a Window above overlooking the patio with a custom glass etched with an illustration of the view from the 18th green, a new enclosed outdoor shower yard and plenty of room for entertaining in your outside patio area or just enjoying a nice conversation with your family and friends while sitting in your driveway viewing all Cape Canaveral rocket launches. This is a perfect home for a family. Additional highlights that are few of many include : AO Smith Whole House Water Filtration System, new A/C 2023, shark coated garage floor, Whole House vacuum, New Water Irrigation Pump installed April 2023, 3 car garage with alternate golf cart garage door on the side of the house for ease of access to the golf course , AHS Home Warranty and so much more.You will be 8 miles from the NASA Kennedy Space Center, 12 miles from Playalinda Beach, 32 miles from Orlando International Airport, 40 miles from Universal Studios and 48 miles from Disney's Magic Kingdom. Make your appointment today to see this beauty !
You may be able to put down less than the total down payment amount of $130,065 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #o6224303