5649 Cobblestone Creek Pl # 13, Mableton, GA 30126
4 beds · 2 baths · 2,764 sqft
****Finished Basement w/Epoxy Floors****Custom Walk-in Closet in Master****New Roof***New Deck in progress***15-17 minutes to Hartsfield-Jackson Airport**** Looking for a spacious townhome in an intimate community? Look no further than this rare to the market 4-bedroom unit in gated Cobblestone Creek. The planCOs main level features a dining room nook, large living area with a feature electric fireplace. Gleaming wood floors throughout. The kitchen is complete with stainless steel appliances and granite countertops. On the second level, the private primary bedroom suite boasts a walk-in closet and luxurious bathroom with a whirlpool tub. Two additional bedrooms on the second level offer ample sleep, play and workspaces. The basement level features a large flexible space perfect for a bedroom, home office, media room, or playroom. The basement boasts newly installed epoxy floors and a half bath. There is also a convenient living area for entertainment, home gym or additional storage. The home has storm doors and a roof that is less than a year old as well as a water filtration system.a Last but not least, enjoy your coffee, cocktails, and cuisine right outside on your deck built for dining and entertainment. Don't miss out on the wonderful Cobblestone Creek Amenities: saltwater pool, clubhouse, and walking trails around the pond. Yard maintenance and water covered by the HOA and planned social events. Conveniently located to shopping and restaurants! Near the Chattahoochee River and several other nearby parks! Easy Access to 285 for any commuting needs and to easily go to Braves Games at Truist Park! 15-17 min drive to Hartsfield Jackson Airport.
Source: GAMLS #10403248
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10403248
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10403248
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.