5642 Westerly Breeze Pl, Saint Cloud, FL 34771
5 beds · 3 baths · 2,674 sqft
One or more photo(s) has been virtually staged. Seller may consider buyer concessions if made in an offer ~ Built in 2019 - MOVE-IN READY - with room to grow inside and out, a bright OPEN CONCEPT and designer accents throughout - welcome to your new HOME SWEET HOME! The new owner of this home will enjoy 5-bedrooms, 3-full baths, formal dining space, a generous living area open to the eat-in kitchen and a BONUS/LOFT at the top of the stairs. The open kitchen sets the stone for the modern design elements you will find throughout and the home chef will be delighted with the shaker style cabinetry, subway tile backsplash, GRANITE COUNTERS and STAINLESS STEEL APPLIANCES. There is a pantry for ample storage, LARGE ISLAND with breakfast seating and the eat-in space looks out onto the fenced backyard through sliding glass doors. The versatile floor plan gives you a MAIN FLOOR BEDROOM next to a FULL BATH convenient for a home office, in-laws or overnight guests! At the top of the stairs a flexible loft space awaits with a large picture window for great natural light and a lovely arched cutout to tuck away media equipment or frame your favorite piece of furniture. For easy access to the bedrooms your laundry room is also on the second floor complete with built-in storage and a marble tile accent wall. In addition to three sizable guest rooms and a third full bath you also have a tranquil retreat in the PRIMARY SUITE. Another great space with a stylish color palette that includes a gorgeous accent wall and lighting, twin windows, a WALK-IN CLOSET and private en-suite bath to start and end your day with ease! The Estates Of Westerly is a quiet community tucked away off Nova Road while still being close to every convenience. Saint Cloud offers a wide variety of shopping, dining, parks, lakes and more. You are just minutes from area theme parks, attractions and the proximity to Hwy 192 gives you a straight shot to Melbourne beaches. Your new home is calling - schedule your tour of Westerly Breeze Place today and start making memories for years to come!
Source: STELLAR #o6229204
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6229204
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6229204
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.