5642 WESTERLY BREEZE PL, Saint Cloud, FL 34771
One or more photo(s) has been virtually staged. Seller may consider buyer concessions if made in an offer ~ Built in 2019 - MOVE-IN READY - with room to grow inside and out, a bright OPEN CONCEPT and designer accents throughout - welcome to your new HOME SWEET HOME! The new owner of this home will enjoy 5-bedrooms, 3-full baths, formal dining space, a generous living area open to the eat-in kitchen and a BONUS/LOFT at the top of the stairs. The open kitchen sets the stone for the modern design elements you will find throughout and the home chef will be delighted with the shaker style cabinetry, subway tile backsplash, GRANITE COUNTERS and STAINLESS STEEL APPLIANCES. There is a pantry for ample storage, LARGE ISLAND with breakfast seating and the eat-in space looks out onto the fenced backyard through sliding glass doors. The versatile floor plan gives you a MAIN FLOOR BEDROOM next to a FULL BATH convenient for a home office, in-laws or overnight guests! At the top of the stairs a flexible loft space awaits with a large picture window for great natural light and a lovely arched cutout to tuck away media equipment or frame your favorite piece of furniture. For easy access to the bedrooms your laundry room is also on the second floor complete with built-in storage and a marble tile accent wall. In addition to three sizable guest rooms and a third full bath you also have a tranquil retreat in the PRIMARY SUITE. Another great space with a stylish color palette that includes a gorgeous accent wall and lighting, twin windows, a WALK-IN CLOSET and private en-suite bath to start and end your day with ease! The Estates Of Westerly is a quiet community tucked away off Nova Road while still being close to every convenience. Saint Cloud offers a wide variety of shopping, dining, parks, lakes and more. You are just minutes from area theme parks, attractions and the proximity to Hwy 192 gives you a straight shot to Melbourne beaches. Your new home is calling - schedule your tour of Westerly Breeze Place today and start making memories for years to come!
You may be able to put down less than the total down payment amount of $208,581 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #o6229204
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.