5641 Taylor Ln, Fort Collins, CO 80528
4 beds · 4 baths · 3,929 sqft sqft
Executive home situated on a cul de sac lot backing to the 4th and 8th fairways of the prestigious Ptarmigan Country Club which is a Jack Nicklaus signature course. Own your slice of paradise on .45 acres with a water feature plus endless golf course views. Step inside and enjoy all hardwood and tile flooring and crown moulding throughout much of the first level. The gourmet kitchen features a large island, stainless appliances, built in oven and microwave, cooktop, eating nook and granite counter tops with large picture windows to enjoy the golf course view plus so much storage. The formal dining room is ready for entertaining your next holiday event. The cozy living room with crown moulding, gas fireplace with built in cabinets and shelving provides access to the sun room. The @270 sq ft sun room is not included in the square footage and runs across the back of the home where the outdoors comes to life. So much natural light pours in from every room. Rounding out the main level is a bedroom, full bath and mud room off the garage. A 2nd floor balcony runs across most of the upstairs with access from both upper bedrooms. The primary bedroom suite overlooks the golf course with a walk in closet, 5 pc bath, private siting area and coffee bar. The 4th bedroom is non-conforming and is currently set up as an office which could easily be converted. Watch the sunset from the second level front balcony. The mostly finished basement could work as a mother-in law retreat or an extra family room/home theater with wet bar and eating area along with a wine room/wine cellar all decked out in a rustic Tuscan decor. There is a full bath in the basement, cedar closet and unfinished utility room for storage. Plenty of space in the basement to section off for a 5th bedroom. The oversized 2 car garage has extra space and a rear garage door for a golf cart. Beautiful mature landscaping with concrete edging. Make this unique property your home today!
Source: RECO #8721386
Interest rate and monthly payment estimated based on public records.
Source: RECO #8721386
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #8721386
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