564 Hebrides Ct, Apopka, FL 32712
4 beds · 3 baths · 2,826 sqft
One or more photo(s) has been virtually staged. Spacious Pool Home on Nearly Half an Acre! Fully Updated with Modern Upgrades! Welcome to this impressive 4-bedroom, 3-bathroom pool home boasting over 2,800 sq. ft. of thoughtfully designed living space! As you step through the front door, you'll immediately notice the dedicated office space, perfect for remote work, which conveniently connects to the primary suite. The open kitchen was remodeled in 2019, and is a chef’s dream with stainless steel appliances, a gas stove, a wine refrigerator, copper sink, and stunning exotic granite countertops. It’s the ideal space for hosting friends and family. The home features laminate wood flooring throughout, adding warmth and elegance. For added flexibility there's a bonus room upstairs, complete with its own central air unit. It offers endless possibilities—whether you're envisioning a media room, game room, or even a 5th bedroom! Enjoy outdoor living in the expansive lanai, already plumbed and ready for an outdoor kitchen, while the newly installed lanai cage lets you enjoy year-round fun in the pool. With major updates like a new roof (2023) and new AC (2022), new screen cage for pool (2024). With the proximity to the Apopka Amphitheatre and Wekiva Springs Park, this home offers both comfort and entertainment at your fingertips. Whether you're looking for a private in-law suite, flexible spaces, or a home perfect for entertaining, this property has it all! Don’t miss your chance—schedule a showing today!
Source: STELLAR #o6244101
Source: STELLAR #o6244101
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6244101
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.