5635 Blue Sky Ct, Milton, FL 32583
3 beds · 2 baths · 1,657 sqft
Get a free consultation call with an expert in the mortgage assumption process.
SELLER OFFERING $500.00 MOVE-IN SPECIAL. Seller paying closing costs and prepaid items to allow a VA Buyer to move in for just $500.00!!! Welcome to Bon View, a great subdivision located close to I-10 ramp allowing for a quick commute via I-10 and Garcon Bridge! Incredible 3-bedroom, 2-bathroom 2019 home Featuring: 1. Open floor plan which seamlessly connects the kitchen, dining area, and living room - creating a welcoming and versatile space for family gatherings and entertaining guests. 2. Warm wood look laminate flooring in all main living spaces and carpeted bedrooms. 3. Large kitchen with wood tone cabinets and granite countertops including a large L-shaped eat-at bar. 3. Spacious Master complete with a large-enclosed shower, double sinks, and a spacious walk-in closet. 4. Convenient Built-in cabinets perfect for backpacks and jackets located just off the garage entrance. 5. Dream back yard with covered porch, and terraced back yard perfect for fruit trees, gardening and sunset evenings. 5. Fantastic home that offers all the creature comforts while being cost efficient thanks to the incredible construction. Schedule a look in person ASAP!!!
Source: EMERALDCOAST #962060
Source: EMERALDCOAST #962060
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.