5627 Van Winkle Ter, The Villages, FL 32163
2 beds · 2 baths · 1,227 sqft
Charming *FURNISHED* 2 Bed/2 Bath OPAL Patio Villa in the VILLAGE OF MCCLURE. Pride of ownership shows in the Bright & Cheery villa perfectly located near upcoming **EASTPORT!!** A spacious open living space welcomes you upon entry with VAULTED CEILINGS and sunlit spaces, creating an airy and inviting atmosphere. The combination living/dining area provides ample room for entertaining guests or simply relaxing in style. This OPEN FLOOR PLAN villa with **VERY SPACIOUS KITCHEN** has built-in desk/workspace, large breakfast bar, GAS range, STAINLESS STEEL appliances, and an ABUNDANCE of cabinetry! You'll have plenty of storage space to keep your kitchen organized and clutter-free. Adjacent the kitchen you'll find the INSIDE LAUNDRY closet. Down the hall you'll find 2 spacious bedrooms. The Primary Bedroom features a large WALK-IN CLOSET and ENSUITE bath. The roomy Guest Bedroom offers double closet and vaulted ceilings – an ideal cozy retreat for visiting family and friends. A front screened lanai offers the perfect space to enjoy Central Florida’s beautiful weather. Whether you're sipping your morning coffee or hosting a dinner with friends, this outdoor space is the perfect retreat. Not looking to move quite yet? Take advantage of ownership on this nearly new, built in 2018 furnished home and add to your income generating rental portfolio. The Village of McClure is a quiet area away from highway noise and powerlines, and centrally located close to Brownwood Paddock Square, Everglades Recreation Complex, several neighborhood pools and recreation centers, Fenney Grill, Marsh View Pitch & Putt, numerous executive golf courses including Longleaf and Loblolly, and the Magnolia Plaza Shopping Center (located just down the street) for shopping, dining, and daily conveniences. Offered nearly TURNKEY (guest bedroom vacant), this home is ready for you to move right in and enjoy winter warmth in Sunny, Beautiful- The Villages®, Florida!
Source: STELLAR #g5089458
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #g5089458
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #g5089458
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.