5619 Sawgrass Cir, Lithonia, GA 30038
5 beds · 4 baths · 3,565 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Better than New! Welcome to 5619 Sawgrass Circle, a stunning 5-bedroom, 4-bathroom home with a main-level bedroom and full bath, perfectly situated on a spacious cul-de-sac lot. Designed with both elegance and functionality, this home is perfect for comfortable everyday living and exceptional entertaining. Inside, you will find beautifully appointed details, including coffered ceilings, arched passageways, and wainscoting. The heart of the home is the spacious kitchen, featuring granite countertops, stainless steel appliances, a large island, and a walk-in pantry, all seamlessly flowing into the bright and inviting great room. A main-level bedroom and full bath add convenience and flexibility, ideal for guests or multi-generational living. Upstairs, the thoughtful layout includes four additional bedrooms. Two feature a Jack-and-Jill bathroom, another offers a private en suite, and the oversized primary suite is a luxurious retreat. The primary suite includes it's own sitting area, a spa-inspired en suite with a soaking tub, tiled standing shower, dual vanities, a private water closet, and an expansive walk-in closet. Outside, the spacious backyard offers endless possibilities, from entertaining to recreation or simply relaxing on your covered patio. The community boasts fantastic amenities, including a playground, olympic-sized pool, tennis courts, and a soccer field. Located just minutes from top rated Arabia Mountain High School and attractions like Arabia Mountain and Panola Mountain State Park, you will enjoy access to trails, biking, and outdoor adventures. This peaceful yet convenient location blends tranquility with proximity to shopping, dining, and major highways. This home truly offers the perfect combination of style, space, and functionality. Don’t miss your chance to make it yours, schedule your showing today! Qualified buyers can receive up to $15,000 towards closing when financing is obtained by Denise Morton at Wells Fargo Home Mortgage.
Source: FMLS #7491721
Source: FMLS #7491721
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.