5615 Savannah Dr, Brandywine, MD 20613
4 beds · 4 baths · 4,148 sqft
Welcome to 5615 Savannah Drive in Brandywine, Maryland! This stunning colonial home, built in 2022, boasts 4 spacious bedrooms and 3.5 luxurious bathrooms, all enhanced by an open floor plan and gleaming hardwood floors throughout. As you enter, you are welcomed by a grand foyer showcasing exquisite tray ceiling details. To your right, the inviting living room beckons, while to your left, a versatile den awaits, perfect for quiet moments or productive workdays. The kitchen is a culinary enthusiast's dream, featuring elegant quartz countertops, double ovens, a gas cooktop, top-of-the-line stainless steel appliances, and a grand island complete with an extended breakfast bar. The dining area is bathed in natural light from expansive floor-to-ceiling windows, offering seamless access to the back deck that overlooks a sprawling backyard—ideal for outdoor gatherings and relaxation. The family room exudes warmth and comfort, highlighted by a cozy gas fireplace and ample space for a sectional sofa, perfect for family movie nights. Retreat to the primary suite, a true haven of luxury, complete with a stunning ensuite bathroom that features a dual vanity, a beautiful soaking tub, and a walk-in shower equipped with dual showerheads. The lower level offers a generous recreation room, perfect for enjoying the big game or hosting movie nights with friends and family. This space also features an unfinished bedroom (currently serving as storage) in addition to a rough-in, providing the ideal foundation for future bathroom or kitchenette installation. This home is a perfect blend of elegance and functionality, waiting for you to make it your own!
Source: BRIGHT #MDPG2140660
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #MDPG2140660
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.