5615 Crystal Hl, Stone Mountain, GA 30088
3 beds · 3 baths · 1,698 sqft
Completely Renovated 3BR/2.5BA in Peaceful Stone Mountain Neighborhood – Turnkey & Move-In Ready! Discover the perfect blend of modern upgrades and classic charm at 5615 Crystal Hill – a beautifully renovated two-story home nestled in a quiet cul-de-sac in Stone Mountain. This 3-bedroom, 2.5-bathroom residence has been thoughtfully updated from top to bottom, offering peace of mind, style, and functionality for today’s buyer. Step inside to a spacious and light-filled floor plan featuring fresh interior and exterior paint, newer flooring, and brand-new carpet throughout. The kitchen is bright and functional, equipped with new stainless steel appliances, ample cabinet space, and an eat-in breakfast area overlooking the backyard — perfect for morning coffee or casual meals. The inviting living room features a cozy fireplace and flows seamlessly into the formal dining area, ideal for entertaining. Upstairs, you’ll find generously sized bedrooms, including a large primary suite with a walk-in closet and a private en-suite bath. Major system updates include: Brand-new HVAC system (March 2025) for year-round comfort Roof replaced less than 3 years ago Updated plumbing throughout New appliances for a fresh start All cosmetic updates complete – just move in and enjoy! Outside, enjoy a private backyard space with plenty of room for kids, pets, or weekend barbecues. The attached garage offers extra storage and convenience. Located just minutes from schools, parks, shopping, and major highways, this home offers an ideal balance of privacy and accessibility. Whether you're a first-time buyer, downsizing, or looking for a low-maintenance investment, 5615 Crystal Hill checks every box. Don’t miss your chance — schedule your private tour today and experience the comfort and quality of this fully updated home.
Source: FMLS #7551791
All values shown are estimated costs / mo.
Source: Public records
Source: FMLS #7551791
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.