5607 Calcstone Dr, Killeen, TX 76542
4 beds · 3 baths · 2,989 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Amazing 2 Story, 4 bedroom 2.5 bath home located in White Rock Estates. This home is centrally located near shopping, The YMCA Fitness Center and Fort Cavasos. This one is s sitting on a large corner lot with horseshoe driveway with great curb appeal. Three car garage with an additional carport, great for boat or additional vehicle. The primary bedroom and bath suite is located on the main floor to include garden tub, double vanity and a custom walk in closet. The laundry room is can large enough to accommodate an additional freezer. You will love the office/formal dining area. The family room has custom rock wood burning fireplace, high ceilings and lots of natural lighting. This gourmet over-sized kitchen is open with plenty of cabinets, island , breakfast bar, double oven, granite counters and full appliances to include refrigerator. Upstairs is where you will find a place to kick back with a large game room. The three unusually large sized secondary bedrooms boast generous closet space. This home has a new roof 2024, recess lighting, full sprinkler system, and closed in back patio. The outside of this beauty has some additional flatwork behind carport, brick columns on fence and large storage building and freshly painted exterior. This is a 1 OWNER HOME that was immaculately kept with pride. Don't miss out , call for a showing.
Source: CENTRALTEXAS #569145
Source: CENTRALTEXAS #569145
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.