559 Woodford Dr, Debary, FL 32713
4 beds · 3 baths · 2,274 sqft
Imagine waking up to a stunning water view every morning! This beautiful 4 bedroom, 3 bathroom, 3 car garage home has a pristine back yard WATER VIEW and POOL. The home’s floorpan flows seamlessly between indoor and outdoor living, making it ideal for entertaining and relaxing! The high ceilings, large windows, and the open floor plan allow natural light to flood the living spaces and offer a sense of openness and flow throughout this floor plan. The screened-in pool and patio area overlook a serene water view that elicits an involuntary sigh of release - surrounded by natural beauty, it’s the perfect setting in which one can relax, unwind, and truly be in the moment. Located in the exclusive gated community of Saxon Woods, this home has been meticulously cared for and is MOVE-IN READY! This home boasts a NEW ROOF, a NEW A/C, and a NEW POOL FILTRATION SYSTEM in 2022, all NEW INTERIOR PAINT in 2024, and NEW CARPET installed this year in the hallway and in bedrooms 2, 3, and 4. This kitchen is a chef’s dream with 42-inch cabinets, stainless steel appliances, granite countertops, ample prep space, a breakfast bar and a dinette area! It flows beautifully into the family room, where you can enjoy your screened-in pool and water view. The backyard is perfect for creating beautiful memories, whether it's sipping your favorite drink on the patio, enjoying morning coffee, soaking in some sunshine, or enjoying a night around a fire under the stars. This backyard is full of possibilities and beautiful future memories! Your spacious primary suite and primary bathroom offer a private oasis also overlooking the pool and the Waterview! Your primary bathroom features a dual vanity, an oversized jetted garden tub, a walk-in shower, a spacious walk-in closet, and a separate toilette room! Bedrooms 2-4 are situated on the opposite side of the home from the primary suite. Bedroom 2 features an ensuite bathroom and a door that closes off the whole suite from the rest of the home - perfect for in-laws! Bedrooms 3 and 4 share a large bathroom that also has a door out to the patio making it the perfect pool bath! Additional perks: a formal living and dining room at the front of the home, a spacious 3-car garage, ample storage throughout, and an inside laundry room! Saxon Woods is an established community with lofty trees lining quiet streets and sidewalks, perfect for getting some fresh air, some exercise, and/or walking your dog after a long day at the office. Situated in DeBary, a vibrant community in West Volusia County, the home offers a charming small-town feel, yet is conveniently close to shopping, dining, highways, a top-rated hospital, medical facilities, and the SunRail station. You’re only 45 minutes from the beach, Winter Park, and just 25 minutes Deland—a town rated as one of the top small towns in the South by Southern living. Don't miss your chance to make this dream your reality! Call me to schedule a private showing today! You can also watch the virtual tour and really see the flow of the home here: https://www.tourdrop.com/dtour/387744/Showing-MLS
Source: STELLAR #o6259639
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6259639
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6259639
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.