5575 6th Ave N, Saint Petersburg, FL 33710
3 beds · 1 baths · 1,009 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to Your Blank Canvas of Possibility Step into a world where charm meets potential—where your imagination is not only welcome but invited to stay a while. This enchanting 3-bedroom, 1-bathroom block home is more than just a property… it’s a doorway to your dreams. Nestled in the heart of the beloved Tyrone area, this is the lowest priced home within a one-mile radius—a rare find in a high-demand neighborhood, just 15 minutes to Downtown St. Pete and only 10 minutes to the sugar-sand beaches of the Gulf. Eco-friendly magic included—this home comes with paid-off, free & clear solar panels and newer hurricane-rated storm windows, blending peace of mind with energy-conscious living. A solid block structure promises durability, while the cozy front & rear porches and attached garage add classic Florida outdoor living charm over looking an active pond ecosystem. Inside, recent upgrades breathe life into the space: brand-new flooring in the front bedrooms and a gorgeously refreshed third bedroom offer a warm welcome. The bathroom is neat, bright, and move-in ready, and—bonus—we already have a quote in hand to add a second bathroom for those looking to expand. In the backyard, a detached shed with electric and A/C offers a touch of whimsy—perfect for a hobby space, creative studio, home gym, or your very own backyard retreat. And here’s the cherry on top: qualified buyers may be eligible for up to $20,000 in down payment assistance with a specific lending product—ask how we can help guide you to the right resource. Whether you’re ready to stop renting, need more room to grow, or want a peaceful place to call your own, this home is ready for you to write the next chapter. Schedule your private tour today and step into a space where your story begins. The bones are strong, the updates are thoughtful, and the possibilities? Absolutely endless.
Source: STELLAR #U8248985
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #U8248985
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.