5565 Glendale Gulch Cir, Boulder, CO 80301
4 beds · 4 baths · 1,898 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Tucked away on a quiet cul-de-sac in Gunbarrel North, this residence is a place where community and nature meet. Nearly every window frames lush greenery, bringing in the peaceful sounds of nature. The seasonal beauty is a defining feature, with the backyard deck's vibrant pink rose bushes creating a Monet-like view when in bloom. The golden hues of autumn or the fresh greens of spring, the scenery surrounding this home shifts with the seasons, making it a true retreat. Inside, sunlit living spaces blend seamlessly, with brand-new hardwood floors and Pella sliding glass doors opening to a private, pergola-covered deck overlooking the park and mountains. The kitchen, featuring hickory cabinetry, new appliances, and upgraded farmhouse lighting, balances function and warmth, while the dining area's custom built-in shelving adds thoughtful detail. The primary bedroom upstairs includes an en-suite bath, new Champion windows, and scenic park and mountain views, with two additional bedrooms also featuring new high-efficiency windows, a full bath with new sinks and fixtures and a stackable Bosch washer and dryer. The lower levels offer versatile living options, including a family room with a gas-burning fireplace, a half-bath, high-efficiency washer and dryer, and walk-out access to a private lower patio. The mother-in-law suite provides a self-contained living space with a kitchenette, full bath, and a bright studio layout, with a custom flagstone window well. Ideal for guests, extended family, as a fourth bedroom, or as a potential rental unit, this space adds flexibility to the home. The lush backyard is a private retreat with fully updated landscaping, mature trees, wild pink roses, and seasonal blooms, all maintained with an in-ground sprinkler & drip system. The attached two-car garage, newly re-stained custom-built front steps, and a brand-new hail-resistant roof add to the home's long list of updates.
Source: RECO #8579355
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: RECO #8579355
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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