5546 17th Ave N, Saint Petersburg, FL 33710
2 beds · 2 baths · 1,060 sqft sqft
Experience the ultimate in Florida living at 5546 17th Ave, a beautifully updated two-bedroom, two-bathroom block home, featuring a 200 sq ft enclosed Florida Room (not included in the total square footage), and an oversized 1-car garage with dedicated laundry located in a non-flood zone and in the heart of it all. As you enter through your front covered patio from your long driveway, you will be greeted by your large open living area with updated windows and direct access to your enclosed Florida room. Off your dining area you will find your fully updated kitchen with shaker cabinetry, granite counter tops, subway tile backsplash, stainless steel appliances and another access point directly to your enclosed Florida room. This area is filled with an abundance of light that is perfect for relaxing amidst the lush backyard views and open outdoor patio. The backyard is large enough to accommodate an addition or a beautiful glistening new pool/spa. Your split bedroom floor plan has your primary en-suite on one side of the house and has two closets for your storage needs with your bathroom that has a spacious shower with beautiful tile. On the opposite side of the home you will find a generous second bedroom, double entry closet and bath in the hallway. The entire home has wood plank tile flooring, five panel wood doors, lever door hardware and the list goes on and on…Many other large component recent updates, for peace of mind, include a new roof (2020), HVAC system (2020), exterior paint, vinyl privacy fence, landscape, concrete back patio (2020), shed (2023), electrical update & new electrical panel (2020), new whole home surge protector (2024), main sewer line replaced (2020), water heater (2024), annual transferable termite bond and more! Ideally located, this property offers effortless access to St. Petersburg's vibrant downtown, beaches, and amenities, making it an exceptional choice for discerning buyers. Beaches & vibrant downtown Saint Petersburg are both within a 5-miles distance. A brand new Crunch Fitness is .7 miles away, pickleball is .5 miles away at JW Cate Recreation Center, less than 2 miles from the Pinellas County Trail, from Publix to big box store shopping is 1 mile away, 3 miles from interstate 275, and 20 miles from Tampa International. This home combines modern upgrades and finishes, a prime location, making it an exceptional choice for living in Florida’s most walkable city, St Pete.
Source: STELLAR #tb8308623
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8308623
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #tb8308623