5544 Silver Sun Dr, Apollo Beach, FL 33572
3 beds · 2 baths · 1,837 sqft
Under contract-accepting backup offers. **Welcome to Your Dream Home in Apollo Beach!** Seller’s are Offering a $5000 Seller Credit! Nestled in the sought-after community of Waterset, this stunning 3bed/2bath home offers the perfect blend of modern comfort and Florida charm. Upon entering, you'll be greeted by a spacious open-concept floor plan that seamlessly connects the living, dining, and kitchen areas—ideal for both entertaining and everyday living. The living room is bathed in natural light, creating a warm and inviting atmosphere, while the modern kitchen boasts stainless steel appliances, ample cabinet space, and a large island perfect for meal prep and casual dining. The primary bedroom is a private retreat situated at the rear of the home and offers a tranquil refuge with its en-suite bathroom and Custom Walk-In Closet. **Additional Features:** - Spacious secondary bedrooms with plenty of closet space - A versatile bonus room that could serve as a home office or playroom - A large laundry room conveniently located near the garage - A covered and screened patio area, perfect for enjoying Florida's beautiful weather year-round - Fully Fenced backyard lined with Eureka Palms for added Privacy - Custom Built-In Shelving and Workshop in Garage. (Supports 350+lbs) - Energy-efficient windows and systems **Prime Location:** This home is located in the heart of Apollo Beach, offering easy access to local shopping, dining, and entertainment options. Plus, you're just minutes from the beautiful waterfront and a short drive to Tampa's vibrant downtown area. WATERSET is a master-planned community located in Apollo Beach, FL that offers a wide range of amenities designed to appeal to various lifestyles and interests. Clubhouses and Fitness Centers Don’t miss the opportunity to make this beautiful house your new home! Schedule your private tour today and experience all that 5544 Silver Sun Dr has to offer.
Source: STELLAR #t3546954
Source: STELLAR #t3546954
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3546954
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.