5544 SILVER SUN DR, Apollo Beach, FL 33572
**Welcome to Your Dream Home in Apollo Beach!** Nestled in the sought-after community of Waterset, this stunning 3bed/2bath home offers the perfect blend of modern comfort and Florida charm. Upon entering, you'll be greeted by a spacious open-concept floor plan that seamlessly connects the living, dining, and kitchen areas—ideal for both entertaining and everyday living. The living room is bathed in natural light, creating a warm and inviting atmosphere, while the modern kitchen boasts stainless steel appliances, ample cabinet space, and a large island perfect for meal prep and casual dining. The primary bedroom is a private retreat situated at the rear of the home and offers a tranquil refuge with its en-suite bathroom and Custom Walk-In Closet. **Additional Features:** - Spacious secondary bedrooms with plenty of closet space - A versatile bonus room that could serve as a home office or playroom - A large laundry room conveniently located near the garage - A covered and screened patio area, perfect for enjoying Florida's beautiful weather year-round - Fully Fenced backyard lined with Eureka Palms for added Privacy - Custom Built-In Shelving and Workshop in Garage. (Supports 350+lbs) - Energy-efficient windows and systems **Prime Location:** This home is located in the heart of Apollo Beach, offering easy access to local shopping, dining, and entertainment options. Plus, you're just minutes from the beautiful waterfront and a short drive to Tampa's vibrant downtown area. WATERSET is a master-planned community located in Apollo Beach, FL that offers a wide range of amenities designed to appeal to various lifestyles and interests. Clubhouses and Fitness Centers Don’t miss the opportunity to make this beautiful house your new home! Schedule your private tour today and experience all that 5544 Silver Sun Dr has to offer.
You may be able to put down less than the total down payment amount of $160,867 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #t3546954