5539 S Verde, Mesa, AZ 85212
5 beds · 4 baths · sqft
Welcome to Your Dream Home! Discover the perfect blend of comfort, style, and convenience in this stunning 5-bedroom, 3.5-bathroom home, located on a premium corner lot directly across from a beautiful neighborhood park. This spacious residence offers everything you need for modern living and endless entertainment. Step Inside: Main-Level Master Suite: A luxurious retreat featuring a spa-like bathroom with double sinks, an expansive glass shower, and a walk-in closet so large it feels like a room of its own. Gourmet Chef's Kitchen: Impress even the most discerning cooks with double convection ovens, a massive granite island, espresso staggered cabinets, stainless steel appliances, a wall-mounted range hood, stylish backsplash, pendant lighting, and additional ''see More'' task lighting for all your culinary adventures. Flexible Living Spaces: A spacious office/den on the first floor offers the perfect work-from-home setup, while the oversized loft upstairs can serve as a media room, gym, game room, or craft area the possibilities are endless! Outdoor Oasis: Relax and entertain in the beautifully landscaped backyard, complete with a covered patio, extended paver area, and built-in BBQ perfect for weekend gatherings and outdoor fun. Community Perks: Enjoy resort-style amenities year-round: a sparkling pool with water slides, spa, fitness center, community meeting space, and tennis/pickleball courts. Prime Location: Conveniently situated near Mesa Gateway Airport, top-rated schools, shopping, dining, and major freeways (Loop 202, 24, and US 60), making commutes a breeze. Don't miss out on this exceptional home that truly has it all. Experience the lifestyle you've been dreaming of!
Source: ARMLS #6820540
Interest rate and monthly payment estimated based on public records.
Source: ARMLS #6820540
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.