5538 Useppa Dr, Ave Maria, FL 34142
3 beds · 2 baths · 1,630 sqft
Welcome to your dream home in the heart of Ave Maria! Experience the best of Florida living in this beautifully designed 3-bedroom, 2-bathroom home in the highly sought-after Coquina at Maple Ridge community. From the moment you step inside, you’ll be greeted by an inviting open floor plan, soaring 10-foot ceilings, and an abundance of natural light that creates a warm and airy ambiance. The chef’s kitchen is the heart of the home, perfect for entertaining with its expansive island, stainless steel appliances, and spacious pantry—ideal for hosting gatherings or preparing family meals. The oversized master suite offers a private retreat with dual walk-in closets featuring custom built-ins, double sinks, and a sleek walk-in shower. Beyond the walls of your home, immerse yourself in the vibrant Ave Maria lifestyle. Spend your days unwinding at the resort-style pool, breaking a sweat at the state-of-the-art gym, or challenging friends to a game of pickleball. The Maple Ridge Clubhouse also offers a sauna, playground, billiards room, card lounge, and event spaces—a perfect extension of your home for relaxation and socializing. Step outside your front door and take a short stroll to Ave Maria’s charming town center, where you’ll find local restaurants, boutique shopping, Publix, and a seasonal farmers' market. Whether you're enjoying a morning coffee at a local café or taking in the beauty of the iconic Ave Maria Church, this community offers a lifestyle that is as active or peaceful as you desire. Ranked as one of the fastest-growing communities in the U.S., Ave Maria is more than just a place to live—it’s a place to belong. Come experience the magic for yourself. Once you visit, you’ll understand why so many love to call Ave Maria home. Don’t miss this opportunity—schedule your private tour today!
Source: FORTMYERS #225028153
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FORTMYERS #225028153
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.