5537 SE 91st Pl, Ocala, FL 34480
4 beds · 2 baths · 1,710 sqft
This stunning 2022 concrete block home offers the perfect blend of modern elegance and functional design in a prime location with easy access to Ocala, Belleview, and The Villages. Featuring a thoughtfully designed split floor plan, this home features 4 spacious bedrooms and 2 luxurious bathrooms, ensuring the ideal balance of privacy and togetherness. Step into the grand foyer, where you'll be greeted by an inviting open living space. Living area is a seamless flow and airy feeling. Come and enjoy the goumet kitchen with an oversized island offering ample prep space and perfect fit for gatherings. Included is a stylish backsplash and stainless steel appliances. This kitchen offers generous cabinety and walk-in-pantry. The primary suite is a true retreat, complete with: double vanities and an oversized walk-in shower for a spa-like experience. Truly a spacious layout and abundant natural light. Each additional bedroom provides ample space and comfort, making them perfect for family members or guests. Step outside to your fully fenced backyard, equipped with an irrigation system to maintain a lush and vibrant outdoor space—ideal for gatherings, play, or relaxation. Located in a gated community with a low HOA. A neutral color palette for a serene ambiance. A two-car garage for added convenience. Golf carts are welcomed. Don’t miss your opportunity to own this exceptional home in a sought-after location. Schedule your showing today!
Source: STELLAR #OM696705
Financials
Source: STELLAR #OM696705
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.