5525 Val Del Rd, Hahira, GA 31632
3 beds · 2 baths · 2,064 sqft
Discover the property you've been searching for! Nestled in a rapidly growing area, this charming home sits on 6.36 acres of beautifully manicured land, complete with a 27-kennel boarding facility. The climate-controlled kennel building offers Wi-Fi and is designed for future expansion. With 9 spacious, tree-shaded paddocks for group play or individual turnouts, this facility caters to a variety of pets with 27 kennels of different sizes, epoxy-coated concrete floors, and raised Kurunda beds. Additionally, there's a versatile 24x24 air-conditioned garage/accessory building, perfect for conversion into a grooming salon, adding another revenue stream to this Lucrative and Thriving Turnkey business. The 3-bedroom, 2-bathroom home features a cozy den with a wood-burning fireplace, and a spacious kitchen with stainless steel appliances. The dining area seamlessly flows into a generous family room. Home and kennel are SMART controlled with a NEST automation system. Enjoy serene views from your back patio overlooking the lush, level land. This sustainable property also includes a large chicken coop and run, paddocks for goats, sheep, or horses, 60 blueberry bushes, and a pond stocked with catfish, brim, and bluegill and is conveniently located near Moody AFB, Valdosta, and top-rated schools.
Source: GAMLS #10444747
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: GAMLS #10444747
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.