5525 Alpine Dr, Summerville, SC 29483
5 beds · 3 baths · 2,808 sqft
Seller offering $10K in closing costs with acceptable offer!This stunning home in The Summit offers a perfect blend of elegance, functionality, and convenience. Situated on over half an acre, the spacious lot provides ample room to enjoy both inside and out. The striking exterior is complemented by a beautifully groomed yard, lovely landscaping, a large driveway, and a two-car garage. As you approach the inviting front porch and step inside, you are welcomed by a soaring two-story foyer, gorgeous flooring, and an open, bright floor plan designed for both comfort and style.To the right of the entry, the formal dining room impresses with exquisite wainscoting and a stunning coffered ceiling, setting the tone for elegant gatherings. The kitchen is truly a dream, featuring sleek white countertops, abundant modern cabinetry, stainless steel appliances, a gas cooktop with a hood vent, a subway tile backsplash, and a massive island offering additional storage and seating. The kitchen seamlessly flows into the family room, where a cozy fireplace and picturesque views of the expansive backyard create the perfect space for relaxation. A built-in drop zone, a full bathroom, and a main-level bedroom complete the first floor, providing both convenience and versatility. Upstairs, the primary bedroom serves as a peaceful retreat, boasting a tray ceiling and a luxurious en suite bath with an extended dual sink vanity, a massive tile step-in shower, and a spacious walk-in closet. Three additional bedrooms offer flexibility, with one being ideal for use as a bonus room, media room, or game room. A full bathroom and a conveniently located laundry room complete the second floor. The backyard is an incredible outdoor oasis, featuring a screened porch, a spacious patio, and a fully fenced yard with ample space for outdoor activities and entertaining. Perfectly positioned just 2.7 miles from Historic Downtown Summerville, 3.8 miles from I-26, and 5.6 miles to Nexton Square, this home offers an unbeatable location with easy access to shopping, dining, and entertainment. Don't miss the opportunity to make this exceptional property your own.
Source: CTAR #25008410
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CTAR #25008410
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.