5524 Wahoo Ct, New Port Richey, FL 34652
3 beds · 3 baths · 1,652 sqft
Seller will consider all offers! The brand-new 2022 townhouse at the Sea Forest Beach Club weathered 2024 hurricaines remarkably well. Situated high off the ground, the living spaces remained completely dry. While the water flowed through the foyer as intended, it did not flood the vehicle parked inside the garage. Per latest community update all repairs related to the common elements, including pools , gates, landscape are either completed or being worked on and there is no special assessment to the owners. This 3-bedroom, 2.5-bathroom townhome boasts over 2,500 square feet across 3 levels. The top floor hosts two master suites with ensuite bathrooms and walk-in closets. The second floor features an open floor with spacious living/dining room, a kitchen with breakfast bar and pantry, a half-bath, and a versatile guest bedroom that could double as a home office. All kitchen and bathroom cabinets have soft-close functionality. Quartz countertops in the kitchen and and bathrooms, as well stainlesss appliances add quality to this brand new home. The homeowner can control the thermostat, lock/unlock the front doors, garage door opener as well as access the entry and pool gate via apps on their phone. The 853-square-foot ground floor includes a 1-car garage, foyer, patio, and ample storage for bikes, beach gear, and more - eliminating the need for off-site storage. The fenced backyard provides room for gardening, grilling, and outdoor relaxation. The townhome even has a built-in elevator shaft for future installation. A low $265 HOA fee covers grounds/exterior maintenance, community pool, fitness center, WiFi, basic cable, and trash - plus exclusive access to the private Gulf Harbor Beach Club, complete with picnic areas, grills, bathrooms, and free parking to enjoy stunning sunsets. This prime location is close to the Tarpon Springs sponge docks, Howard Park beach, and downtown New Port Richey's shops and restaurants. Take a walk through this property via this link:https://www.youtube.com/embed/UcrKDrBI7iE?si=C3rhfNpD7s4syZYP
Source: STELLAR #u8246042
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #u8246042
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #u8246042
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