552 Juniper Springs Dr, Groveland, FL 34736
3 beds · 3 baths · 1,644 sqft
Under contract-accepting backup offers. Truly one of the most beautiful communities in the area! Built around the Bahama blue waters of an old sand mine is Waterside Pointe. This gated community has a mix of townhomes and single family homes, some valued at nearly a million dollars! The townhomes have been recently updated with a lakeside paint palette to compliment the surroundings. This particular home has the primary bedroom with full bath on the first floor along with the great room, formal dining and kitchen. The fully equipped kitchen has a sink overlooking a small paver courtyard and private covered access to the 2 car garage. Espresso Timberlake cabinets compliment the granite countertops and stainless appliances (all convey). A closet pantry and island gives additional storage space and room to entertain. The laundry closet (normally has doors) can be hidden away easily, but is super convenient when doing chores! Wood look tile was a great choice with a neutral color and easy upkeep. Upstairs opens up to a huge bonus room that could really serve more than one purpose! There are 2 bedrooms with adequate closet space and full bathroom to share. Multiple windows ensure great natural light in the space unlike other townhome options! The current owners have just added a new baby to the family and are only moving to have more space! They have loved living in Waterside, enjoying the amazing pool, 4 story waterslide, fitness center and the ability to host parties at the clubhouse! You will always see neighbors out for a bike ride or walking their dogs around the lake! A friendly and convenient place to live! Located off Lake Minneola just across the water from Historic Downtown Clermont, enjoy the Sunday Farmer’s Market, seasonal festivals and an array of fun places to eat, shop and party! Clermont, long known as “The Gem of the Hills” has also adopted the nickname “The Choice of Champions”. Athletes from all around enjoy our lakes and hills training for triathlons and more! Home to many famous wake boarders, it’s always fun to watch them early morning on the shoreline! Big things are in the works for our once sleepy community, but don’t worry, we still have the charm! Waterside Pointe WAS in Clermont at one point, but annexed into Groveland a few years back! Some communities further west actually have a Clermont address! We are all really just one big happy family! Groveland has been named “The City with Natural Charm”. Known for its vast acres of ranch land, true country living and quaint neighborhoods with a low key, hometown feel. Located just minutes from Florida’s Turnpike with easy access to Winter Garden, Orlando and surrounding cities! Also located just off Hwy 19 is the public boat launch into Lake Lucy, the perfect lake to enjoy fireworks from Clermont, Groveland and Mascotte, not to mention the gorgeous unobstructed starry nights! No bright lights here, you can truly get away from the hustle and bustle of city life AND be close enough to all of life’s conveniences and resources! Fun Fact: Groveland was nationally recognized as a “Dark City”…meaning they are one of the top cities in America with low “light pollution” at night! Guessing Vegas is on the other list!!!
Source: STELLAR #o6236844
Source: STELLAR #o6236844
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6236844
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.