5514 Maggiore Blvd, Lakeland, FL 33805
3 beds · 2 baths · 1,356 sqft
Get a free consultation call with an expert in the mortgage assumption process.
***SELLER WILL PAY OFF DEBT BOND PORTION OF CDD WITH FULL PRICE OFFER***Huge tax savings for the buyer!! Enjoy resort-style living complemented with the privacy of your own home, in this beautiful LGI built villa with 3 bedrooms and 2 full baths. Just waiting for you to make it your own beautiful home. Looking for the perfect spot to drink your favorite beverage and watch the birds or beautiful sunsets? Then look no further! This Boca Grande split floor plan with a dining area and large family room includes a spacious master bedroom with a large walk-in closet, a master bath with double vanity and a glass enclosed walk-in shower. The two secondary split bedrooms and bath are perfect for a family, office or visiting guests. There is a large in-home laundry room and a 2-car garage. The entryway to the home has been screened in, making it a perfect spot to remove shoes and jackets before entering the home. And let's not forget, this home has a large screened in lanai with a peaceful wooded view. Making it a great place to play or for your fur babies to run around. This home is located in the beautiful master-planned community of Bridgewater that includes a resort-style pool, clubhouse, fitness center, playground, tennis/pickleball courts, basketball courts, and a dock for fishing. Grab your fishing poles, put on your walking shoes, and bring your bike so you can enjoy the beautiful lakes and miles of sidewalks. The low HOA of only $142/month includes CABLE and HIGH-SPEED INTERNET as well as the amenities and planned activities! This community is conveniently located less than 3 miles from I4 exit 33 or 38 making for a quick commute to Tampa or Orlando. Conveniently located near Florida Polytechnic, Lakeland Regional Health Medical Center, Watson Clinic, 2 State-of-the-Art Cancer Research Treatment Centers, Emergency Veterinarian Clinic, shopping galore and many fabulous restaurants.
Source: STELLAR #L4948431
Source: STELLAR #L4948431
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.