551 Meadow Pointe Dr, Haines City, FL 33844
3 beds · 3 baths · 1,968 sqft
Under contract-accepting backup offers. Welcome to your dream home in the heart of Haines City! This stunning two-story property boasts 2628 total square feet of pure luxury. As you step into the kitchen, you'll be immediately drawn to the stunning stainless steel appliances that gleam against the rich, dark cabinets. The current owners spared no expense in upgrading to luxurious stone counter tops throughout the kitchen, creating a modern look. The centerpiece of the kitchen is the large center island, perfect for gathering with family and friends in the open concept living, dining, and kitchen areas. This upgraded island is not only a beautiful focal point, but also a practical and functional space for meal prep, entertaining, and everyday living. This home features 3 bedroom, 2 bathrooms upstairs as well as a convenient 1/2 bathroom downstairs. A layout that is perfect for families of all sizes. The master bedroom is a true oasis, complete with a large walk-in closet, dual vanity sinks, separate shower, and private toilet room. The two additional bedrooms are equally impressive, with a conveniently located full bathroom nearby. Indoor laundry is a breeze with the included washer and dryer, while the loft area offers endless possibilities as a media room, office, or entertainment space. Step outside to the covered lanai and enjoy the privacy of a fully fenced backyard. This property is priced to sell, offering instant equity and a stress-free appraisal process. With only one owner, this home has been meticulously maintained and is practically brand new. The community amenities are second to none, with a clubhouse, resort-style pool, playground, dog park and soccer field area perfect for outdoor fun. All of this comes with a low HOA fee of just $100 annually. Don't let this incredible opportunity pass you by - schedule your private showing today and make this house your forever home!
Source: STELLAR #t3548649
Source: STELLAR #t3548649
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3548649